Payment Policy

Welcome to FINP. To ensure a secure and seamless shopping experience, we provide a transparent and fully encrypted billing process. This Billing & Payment Policy outlines the payment terms, accepted methods, and security standards applicable to all transactions conducted on our website (www.finp.shop).

1. Absolute Currency Consistency

All prices listed on our store are strictly denominated in United States Dollars (USD). If you are browsing from another region, please note that your financial institution may apply currency conversion rates. All final checkouts will be processed exclusively in USD.

2. Accepted Payment Methods

We accept a wide range of secure and internationally recognized payment options to guarantee your safety:

  • Credit/Debit Cards: Visa, Mastercard, American Express, Discover, Diners Club, and JCB.
  • Digital Wallets: Apple Pay, Google Pay, and Shop Pay (where available at checkout).

We do not accept cash on delivery (COD), bank wire transfers, or personal checks.

3. No Hidden Fees & Transparent Pricing

At FINP, we strictly adhere to fair pricing practices. The total price displayed at your checkout page is the final amount you will pay.

  • Product Cost: As listed on the product page.
  • Shipping Fees: $0.00 USD (Free Standard Shipping storewide within the United States).
  • Taxes: Sales tax is calculated based on the destination address and will be explicitly itemized at checkout before you authorize payment.

There are absolutely no hidden administrative, handling, or processing fees.

 

4. Payment Encryption & Data Security

Your financial security is our highest priority. Our store is hosted on the Shopify infrastructure, which is certified Level 1 PCI-DSS (Payment Card Industry Data Security Standard) compliant. This means your credit card details are encrypted using Secure Sockets Layer (SSL) technology and stored with AES-256 encryption. We never store, view, or retain your raw credit card information in our servers.

5. Billing Verification and Order Delays

To protect our community against online fraud, the billing address provided must match the information on file with your credit card issuing bank. If our automated risk management system flags a transaction as high-risk or suspicious, we reserve the right to temporarily hold the order and request identity verification or cancel the transaction entirely for mutual protection.

6. Merchant Entites & Corporate Identity

All payments processed through www.finp.shop are legally received and managed by our parent corporate entity: AURA SDA PTY LTD (ACN: 657 426 278 / ABN: 15 657 426 278), registered in New South Wales, Australia.

7. Contact Our Billing Department

For any questions regarding a charge on your statement, billing disputes, or payment issues, please reach out to us immediately:

  • Email: info@finp.shop
  • Phone: +61 (489) 914454
  • Business Hours: Monday to Friday, 9:00 AM – 5:00 PM (AEST)